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Professional Credit Repair For Those in Need

Below are several popular nationwide credit repair companies. Use this list to find legitimate businesses with effective credit repair methods, great reputation, testimonials and track record.
  Company Service Highlights Pricing
1.

Website: Lexington Law
Phone: (888) 586-1951

Lexington Law Review
  • Lexington Law is one of the largest nationwide credit repair companies.
  • Specialized at removing questionable negative items from your credit reports.
  • They have served over 1/2 million people since they started their business in 1991.
  • They order (and pay for) your credit report to show you any potential improvements.
  • Free credit score phone consultations.
 79.95 per month,
couples discount
2.

Website: The Credit People

The Credit People - Review
  • The Credit People have over 7 years of experience and has helped move than 50,000 clients.
  • Clients see results in as little as 60 days and get updates via email every other week.
  • They can help you remove bad credit records as well as build positive credit.
  • 100% money back guarantee.
 19 setup fee and 59 per month
3.

Website: Sky Blue Credit
Phone: (888) 259-4728

Sky Blue Credit Repair Review
  • Sky Blue is a nationwide credit repair provider that has been in business since 1989.
  • They provide credit bureau disputes and personalized credit score counseling.
  • The cost includes everything that could cause improvements to your scores, no upgrades!
  • Sky Blue offers an unconditional 90 day money back guarantee if you are not satisfied.
 69 initially and 69 per month,
spouse discount
4.

Website: Ovation Credit

Ovation Credit Review
  • Ovation offers two credit repair programs - the Essentials and Essentials Plus.
  • They challenge credit records and work with your creditors on mutually beneficial deals.
  • No-risk refund policy, 100% satisfaction guarantee and a "start free, pay later" offer.
  • Founded in 2004, they've offered competitive pricing to tens of thousands of customers.
 85 initially and 45 per month
5.

Website: Credit Assistance Network

Credit Assistance Network Review
  • The Credit Assistance Network has been helping consumers to improve their credit since 2004.
  • Besides removing bad records from your credit report, they also have 1 on 1 Credit Building Coaching.
  • They have solid reputation and offer a 100% money back guarantee.
  • Their service is more expensive than others but with price comes quality, see their "why us" page!
  • 5 stars from 50+ reviews at TrustLink.
 145 initially and 95 per month,
spouse discount

Active Credit Repair

Professional services


  1. What Are Some Common Strategies to Pay Off Derogatory Accounts?
  2. Why Credit Repair Companies Have Such a Bad Reputation
  3. Consumers May Benefit from Consistent Credit Repair Services
  4. What Should You Do When the Credit Reporting Agencies Fail to Respond?
  5. 6 Red Flags of a Credit Repair Scam

Dispute process


  1. What Are Some Common Strategies to Pay Off Derogatory Accounts?
  2. Credit Repair Don’t: Dispute Everything On Your Credit Report
  3. What Should You Do When the Credit Reporting Agencies Fail to Respond?
  4. How To Construct a Credit Dispute Letter to Your Creditors
  5. Are Credit Report Disputes Pointless?

Pay for delete


  1. Tips for Negotiating a Pay for Delete Request
  2. What Are Some Common Strategies to Pay Off Derogatory Accounts?

Credit validation


  1. The Power of Debt Validation and Credit Repair
  2. What Should You Do When the Credit Reporting Agencies Fail to Respond?

Passive Credit Repair

Credit reports and scores


  1. How Can You Get a Free Credit Score
  2. The Truth About Free Credit Reports and Credit Scores
  3. 10 Things That Are Not Factored Into Your Credit Score
  4. A Good Credit Score Gets You The Best Credit Card Deals
  5. Another Score to Consider in Credit Repair

Credit monitoring


  1. How Can You Get a Free Credit Score
  2. Statute of Limitations vs. Credit Reporting Time Limit
  3. The Truth About Free Credit Reports and Credit Scores
  4. Credit Experts Encourage Regular Review of Credit Report

Credit cards & loans


  1. Potential Disadvantages of Balance Transfer Cards on Credit Score
  2. Financial Experts Advise Caution with Zero-Percent Balance Transfer Credit Cards
  3. Credit Repair Myth: Prepaid Cards Improve Your Credit Score
  4. How to Pick a Secured Credit Card for Credit Repair
  5. How You Handle Debt Affects Your Credit Score