Company: Lexington Law
Phone: (888) 586-1951
Established: 1991
Location: Headquartered in Utah with multiple locations throughout the United States

Lexington Law Review:

Lexington Law advertises its services as a leader in the credit repair industry. At its inception, several credit experts and attorneys evaluated the credit repair industry and decided to serve consumers looking for better credit. Lexington Law has practiced full disclosure strategies to aid consumers in repairing their credit and offers legal assistance concerning credit and consumer rights.

Lexington Law begins the process by signing up customers who will then need to forward copies of their consumer credit reports to the credit specialists. The Lexington team will then work with the customer to decide which items on the reports should be disputed. The team will also evaluate which interventions can be completed with creditors, collectors, and the credit reporting bureaus. Once the dispute letters have been sent out, Lexington Law requests all correspondence to be forwarded to the credit specialists for evaluation and follow up.

Program Pricing (as of 11/2015)

Lexington Law’s basic services for disputing credit report information start at $79.95. There is also a Premier service option for $99.95/month. These upgraded services feature other assistance including creditor intervention, validation of debts, and monthly analysis of the consumer’s credit score.

Lexington Law does not offer a refund or a guarantee on services provided. Their website contends that no guarantees are possible much like in a court of law.

Conclusion:

Lexington Law may have a longer history in the credit repair industry than some of its competitors but it may also have higher fees than other companies for providing basic credit repair assistance and credit report disputes.

The company website does provide common questions and answers about credit repair services specific to the company as well as credit repair resources and information including blogs, articles, consumer credit laws, and consumer rights details.

Lexington Law does have many office locations available around the United States with legal teams able to assist with the credit improvement process. Consumers will need to provide their own copies of their consumer credit reports for review by the credit specialists. Interventions with creditors and collectors are only provided with the higher tiered, more expensive service plans.

Consumers have the ability to dispute inaccurate information on their credit reports on their own accord but for those who can afford the monthly fee and need a head start on the credit repair process, Lexington Law may be a viable resource.

Go to Lexington Law

Lexington Law Competitors:

Sky Blue Credit Repair
Ovation Credit
The Credit People
Credit Assistance Network
Veracity Credit