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	<title>Credit Repair</title>
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	<link>http://www.creditrepair.org</link>
	<description>Defining Your Credit Repair Strategy</description>
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		<title>Consumers Encouraged to Use Credit Cards Over Debit</title>
		<link>http://www.creditrepair.org/consumers-encouraged-to-use-credit-cards-over-debit/</link>
		<comments>http://www.creditrepair.org/consumers-encouraged-to-use-credit-cards-over-debit/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 21:53:33 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2766</guid>
		<description><![CDATA[There have been a lot of news headlines over the recently released card by Suze Orman, personal finance expert. Many consumers believe using debit cards keeps them out of debt and avoids high interest rates. However, if you are intent on repairing your credit and boosting your credit score, using a credit card is a [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Financial Experts Advise Caution with Zero-Percent Balance Transfer Credit Cards</title>
		<link>http://www.creditrepair.org/financial-experts-advise-caution-with-zero-percent-balance-transfer-credit-cards/</link>
		<comments>http://www.creditrepair.org/financial-experts-advise-caution-with-zero-percent-balance-transfer-credit-cards/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 01:27:53 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Credit Cards & Loans]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2761</guid>
		<description><![CDATA[Now that the spending holidays have passed, there is a lot of consumer concern about eliminating the debts incurred on credit cards and starting credit repair initiatives. For consumers that overspent on credit and now face the inability of being able to repay their debts, it is important to explore debt relief options before choosing [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pursuing the Perfect Credit Score</title>
		<link>http://www.creditrepair.org/pursuing-the-perfect-credit-score/</link>
		<comments>http://www.creditrepair.org/pursuing-the-perfect-credit-score/#comments</comments>
		<pubDate>Fri, 27 Jan 2012 23:19:50 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2753</guid>
		<description><![CDATA[There are several news stories this week pertaining to a consumer’s quest to achieve the best credit score. Currently, lenders have set their standards for good credit scores around 730. Those that hold a score of 730 or higher are assured in getting the best options when it comes to financing a loan, obtaining car [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Zappos Technology Gets Hacked, Credit IDs Safe</title>
		<link>http://www.creditrepair.org/zappos-technology-gets-hacked-credit-ids-safe/</link>
		<comments>http://www.creditrepair.org/zappos-technology-gets-hacked-credit-ids-safe/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 23:20:37 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2757</guid>
		<description><![CDATA[The online shoe company, Zappos.com recently suffered a breach in security that gave hackers consumer information. One of the company’s services housed in Kentucky was breached the CEO of Zappos.com announced this weekend. So far it seems the only data the hackers could access was the account information of customers registered with the site. Information [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/zappos-technology-gets-hacked-credit-ids-safe/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Restart Old Debt in Exchange for New Credit Card?</title>
		<link>http://www.creditrepair.org/restart-old-debt-in-exchange-for-new-credit-card/</link>
		<comments>http://www.creditrepair.org/restart-old-debt-in-exchange-for-new-credit-card/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 14:22:37 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Credit Cards & Loans]]></category>
		<category><![CDATA[Passive Credit Repair]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2727</guid>
		<description><![CDATA[People struggling with bad credit know how difficult it is to get approved for a new credit card. But what if you were given the chance to open a new credit card with the agreement that you’d pay off an old debt? Would you accept the offer? In December 2011, the Wall Street Journal reported [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Repair Services &#8211; Consider the Fine Print</title>
		<link>http://www.creditrepair.org/credit-repair-services-consider-the-fine-print/</link>
		<comments>http://www.creditrepair.org/credit-repair-services-consider-the-fine-print/#comments</comments>
		<pubDate>Sat, 14 Jan 2012 14:54:35 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Active Credit Repair]]></category>
		<category><![CDATA[Professional services]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2719</guid>
		<description><![CDATA[When you contemplate signing up with a credit repair agency in an effort to reset your financial priorities and boost your credit score, you need to know what you are getting yourself into for the long haul. Not all agencies claiming to help with credit repair services are operating on the up-and-up. Many are just [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Consumer Credit Skyrockets According to November Reports</title>
		<link>http://www.creditrepair.org/consumer-credit-skyrockets-according-to-november-reports/</link>
		<comments>http://www.creditrepair.org/consumer-credit-skyrockets-according-to-november-reports/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 01:27:09 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2731</guid>
		<description><![CDATA[The United States consumer credit skyrocketed up 10 percent in November. This is the biggest move upward for consumer credit in the last ten years. It is a good sign for the economy that consumer credit card spending is up as well as the fact that government student loans are on the rise. With a [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/consumer-credit-skyrockets-according-to-november-reports/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Score Requirements on Refis are Dissolved by Freddie Mac</title>
		<link>http://www.creditrepair.org/credit-score-requirements-on-refis-are-dissolved-by-freddie-mac/</link>
		<comments>http://www.creditrepair.org/credit-score-requirements-on-refis-are-dissolved-by-freddie-mac/#comments</comments>
		<pubDate>Mon, 09 Jan 2012 21:41:34 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2713</guid>
		<description><![CDATA[Freddie Mac has rescinded its 620 minimum credit score for those seeking to refinance their homes so long as the home owner has equity in excess of 20 percent. The move comes after Freddie Mac and Fannie Mae were told by Federal Housing Finance Agency in October to allow more potential borrowers to participate in [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/credit-score-requirements-on-refis-are-dissolved-by-freddie-mac/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New California Law Prohibits Employers from Denying Job Applicants Based on Credit History</title>
		<link>http://www.creditrepair.org/new-california-law-prohibits-employers-from-denying-job-applicants-based-on-credit-history/</link>
		<comments>http://www.creditrepair.org/new-california-law-prohibits-employers-from-denying-job-applicants-based-on-credit-history/#comments</comments>
		<pubDate>Tue, 03 Jan 2012 23:17:45 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2704</guid>
		<description><![CDATA[Following precedent set in Illinois, Washington and Maryland among others, California has enacted a law prohibiting employers from rejecting job applicants based on their credit profiles. Taking effect on Jan. 1, Assembly Bill 22 took more than three years to come to fruition, with the two prior attempts being vetoed by former Gov. Arnold Schwarzenegger. [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Card Sales Up this Christmas Shopping Season</title>
		<link>http://www.creditrepair.org/credit-card-sales-up-this-christmas-shopping-season/</link>
		<comments>http://www.creditrepair.org/credit-card-sales-up-this-christmas-shopping-season/#comments</comments>
		<pubDate>Tue, 03 Jan 2012 13:52:13 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Credit Cards & Loans]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Passive Credit Repair]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2710</guid>
		<description><![CDATA[Retailers are reporting that credit card spending by consumers is back up during the 2011 holiday shopping season. Unlike last year, consumers were not as shy about charging gift purchases to their credit cards. Overall data shows that credit card spending was up 7 percent in November and was on the rise also for the [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/credit-card-sales-up-this-christmas-shopping-season/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Get Credit Scores On the Go</title>
		<link>http://www.creditrepair.org/get-credit-scores-on-the-go/</link>
		<comments>http://www.creditrepair.org/get-credit-scores-on-the-go/#comments</comments>
		<pubDate>Fri, 23 Dec 2011 19:11:24 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Credit Reports and Scores]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Passive Credit Repair]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2700</guid>
		<description><![CDATA[Credit score monitoring is important for consumers who need to ensure their scores are strong enough especially when considering a loan or other type of financing. Now, through today’s technologies integrated into today’s mobile phones, consumers can access their credit scores while on the go using several phone apps suitable for a mix of consumer [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/get-credit-scores-on-the-go/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Lenders Hope to Incorporate Social Media into Credit Scores</title>
		<link>http://www.creditrepair.org/lenders-hope-to-incorporate-social-media-into-credit-scores/</link>
		<comments>http://www.creditrepair.org/lenders-hope-to-incorporate-social-media-into-credit-scores/#comments</comments>
		<pubDate>Mon, 19 Dec 2011 22:21:06 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2585</guid>
		<description><![CDATA[Facebook users beware: your social media actions and even friends list could start affecting your credit score. According to an article by New York Observer&#8217;s BetaBeat, new startup companies are formulating algorithms that integrate information from websites like Facebook and Twitter, which they refer to as “the social graph,” where people are recognized as “nodes,” [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/lenders-hope-to-incorporate-social-media-into-credit-scores/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>No Preset Spending Limit Credit Cards Can Hurt Your Credit</title>
		<link>http://www.creditrepair.org/no-preset-spending-limit-credit-cards-can-hurt-your-credit/</link>
		<comments>http://www.creditrepair.org/no-preset-spending-limit-credit-cards-can-hurt-your-credit/#comments</comments>
		<pubDate>Sun, 18 Dec 2011 16:05:43 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Credit Cards & Loans]]></category>
		<category><![CDATA[Passive Credit Repair]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2566</guid>
		<description><![CDATA[Chase Bank recently announced a big change to its Freedom cards – the credit limit will be replaced with credit access lines, in other words the cards will no longer have a preset spending limit. The concept of no preset spending limit isn’t new, charge cards have used these spending limits for years. More credit [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/no-preset-spending-limit-credit-cards-can-hurt-your-credit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Consumer Credit Experts Issue ‘Slow Down’ Warning</title>
		<link>http://www.creditrepair.org/consumer-credit-experts-issue-slow-down-warning/</link>
		<comments>http://www.creditrepair.org/consumer-credit-experts-issue-slow-down-warning/#comments</comments>
		<pubDate>Fri, 16 Dec 2011 14:58:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards & Loans]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Passive Credit Repair]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2561</guid>
		<description><![CDATA[With the pace of society today, it is no wonder consumers expect fast action for all of the financial obligations. However, credit experts warn consumers to slow down when it comes to credit repair. There is no ‘overnight’ or ‘once-and-done’ solution when it comes to credit scores and credit repair. Proper expectations are a big [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/consumer-credit-experts-issue-slow-down-warning/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Credit Score Provides more Insight into Consumers’ Financial Behavior</title>
		<link>http://www.creditrepair.org/new-credit-score-provides-more-insight-into-consumers-financial-behavior/</link>
		<comments>http://www.creditrepair.org/new-credit-score-provides-more-insight-into-consumers-financial-behavior/#comments</comments>
		<pubDate>Mon, 12 Dec 2011 21:54:40 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2572</guid>
		<description><![CDATA[A new credit scoring system is being developed that aims to create a more complete depiction of a consumers financial standing, which will include payday loan applications, rental payments in collection and judgments for child support, phone bills, property tax liens, and utility bills, among many others. CoreLogic, which was founded 1991, introduced the CoreScore [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/new-credit-score-provides-more-insight-into-consumers-financial-behavior/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tips for Negotiating a Pay for Delete Request</title>
		<link>http://www.creditrepair.org/tips-for-negotiating-a-pay-for-delete-request/</link>
		<comments>http://www.creditrepair.org/tips-for-negotiating-a-pay-for-delete-request/#comments</comments>
		<pubDate>Mon, 12 Dec 2011 18:08:18 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Active Credit Repair]]></category>
		<category><![CDATA[Pay for delete]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2568</guid>
		<description><![CDATA[One method for eliminating part of your debt load is to request from a creditor or a debt collection agency that a pay for deletion be used to settle your account balance still outstanding. For the consumer, a portion or a full amount of the balance is paid in exchange for a deletion of the [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/tips-for-negotiating-a-pay-for-delete-request/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Christmas Credit Cards Can Hurt Credit Scores</title>
		<link>http://www.creditrepair.org/christmas-credit-cards-can-hurt-credit-scores/</link>
		<comments>http://www.creditrepair.org/christmas-credit-cards-can-hurt-credit-scores/#comments</comments>
		<pubDate>Mon, 12 Dec 2011 17:58:30 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Credit Cards & Loans]]></category>
		<category><![CDATA[Passive Credit Repair]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2559</guid>
		<description><![CDATA[Consumers have long been warned about the dangers of department store credit card offers. Many stores will offer seemingly excellent discounts at the cashier counter in order to entice consumers into signing up. However, while a 30% discount on your purchases may seem like a great idea at the time, it can do a number [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/christmas-credit-cards-can-hurt-credit-scores/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CreditRepair.org’s Interview with Mint.com</title>
		<link>http://www.creditrepair.org/interview-with-mint-com/</link>
		<comments>http://www.creditrepair.org/interview-with-mint-com/#comments</comments>
		<pubDate>Thu, 08 Dec 2011 11:00:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[How to Avoid Bad Credit]]></category>
		<category><![CDATA[Interviews]]></category>
		<category><![CDATA[Passive Credit Repair]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2548</guid>
		<description><![CDATA[Though only five years old, Mint.com has quickly established itself as a highly recognized personal finance management web-service. For the uninitiated, Mint.com has been listed by Time Magazine as a top-50 website for the last three consecutive years and is the winner of the Webby Award for Excellence on the Internet for Best Financial Service [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/interview-with-mint-com/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Risk Index Falls for Seventh Consecutive Quarter</title>
		<link>http://www.creditrepair.org/credit-risk-index-falls-for-seventh-consecutive-quarter/</link>
		<comments>http://www.creditrepair.org/credit-risk-index-falls-for-seventh-consecutive-quarter/#comments</comments>
		<pubDate>Mon, 05 Dec 2011 19:31:19 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2542</guid>
		<description><![CDATA[For the seventh consecutive quarter, TransUnion’s Credit Risk Index fell, indicating that consumers are eliminating their debts and defaulting on payments in fewer numbers. The index is down from 121.22 to 120.62, a 4.9 percent drop since last year. “Increases in the percentage of consumers with new accounts with generally higher credit limits, coupled with [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/credit-risk-index-falls-for-seventh-consecutive-quarter/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>“Balance Transfer Day” Participants Encouraged to be Mindful of Potential Credit Score Risks</title>
		<link>http://www.creditrepair.org/balance-transfer-day-participants-encouraged-to-be-mindful-of-potential-credit-score-risks/</link>
		<comments>http://www.creditrepair.org/balance-transfer-day-participants-encouraged-to-be-mindful-of-potential-credit-score-risks/#comments</comments>
		<pubDate>Wed, 30 Nov 2011 23:59:40 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Passive Credit Repair]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2534</guid>
		<description><![CDATA[Following precedent set by the recent “Bank Transfer Day” movement, consumers who are fed up with their credit cards are encouraged to participate in “Balance Transfer Day” on Dec. 11. Spearheaded by Music for Change: Financial Literacy Initiative — an organization that has previously preached financial awareness via musical performances —has decided to take a [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/balance-transfer-day-participants-encouraged-to-be-mindful-of-potential-credit-score-risks/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>The Power of Debt Validation and Credit Repair</title>
		<link>http://www.creditrepair.org/the-power-of-debt-validation-and-credit-repair/</link>
		<comments>http://www.creditrepair.org/the-power-of-debt-validation-and-credit-repair/#comments</comments>
		<pubDate>Fri, 25 Nov 2011 14:57:15 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Active Credit Repair]]></category>
		<category><![CDATA[Credit validation]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2528</guid>
		<description><![CDATA[During the process of credit repair, you may encounter a call (or several) from a debt collector trying to collect on a debt you may not be familiar with or you are not ready to deal with the present time. A powerful and effective tool for dealing with such a scenario is to request a [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/the-power-of-debt-validation-and-credit-repair/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>High-Tech Credit Protection Coming from JP Morgan Chase</title>
		<link>http://www.creditrepair.org/high-tech-credit-protection-coming-from-jp-morgan-chase/</link>
		<comments>http://www.creditrepair.org/high-tech-credit-protection-coming-from-jp-morgan-chase/#comments</comments>
		<pubDate>Wed, 23 Nov 2011 19:54:55 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Credit Cards & Loans]]></category>
		<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2521</guid>
		<description><![CDATA[Technology created to prevent credit card fraud from ruining a consumer’s credit is coming to JP Morgan Chase &#38; Co to help protect card holders. The bank, headquartered in New York is producing their new British Airways Visa card with a computer chip inside that contains account information. These computer chip cards are meant to [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/high-tech-credit-protection-coming-from-jp-morgan-chase/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Protect Your Credit Score When Relocating</title>
		<link>http://www.creditrepair.org/protect-your-credit-score-when-relocating/</link>
		<comments>http://www.creditrepair.org/protect-your-credit-score-when-relocating/#comments</comments>
		<pubDate>Tue, 22 Nov 2011 14:41:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[How to Avoid Bad Credit]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2364</guid>
		<description><![CDATA[Relocating is stressful regardless of whether you’re moving across the country or just across the city. Things are bound to get mixed up and in the relocation process, you could make some mistakes that hurt your credit score. These are some things you can do to avoid credit-damaging mistakes when you’re moving. Set your bills [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/protect-your-credit-score-when-relocating/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>United States has Largest Incidence of Credit Card Fraud for 2010</title>
		<link>http://www.creditrepair.org/united-states-has-largest-incidence-of-credit-card-fraud-for-2010/</link>
		<comments>http://www.creditrepair.org/united-states-has-largest-incidence-of-credit-card-fraud-for-2010/#comments</comments>
		<pubDate>Mon, 21 Nov 2011 23:38:06 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2391</guid>
		<description><![CDATA[Consumers beware; the United States officially has the highest rate of credit card fraud in the world — a staggering 47 percent of all cases occurred in the United States. In 2010, 3.56 billion in payment card fraud losses reported in the United States alone, with another 4.04 billion lost world wide, up more than [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/united-states-has-largest-incidence-of-credit-card-fraud-for-2010/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Be a Great Applicant Despite a Bad Credit Score</title>
		<link>http://www.creditrepair.org/be-a-great-applicant-despite-a-bad-credit-score/</link>
		<comments>http://www.creditrepair.org/be-a-great-applicant-despite-a-bad-credit-score/#comments</comments>
		<pubDate>Fri, 18 Nov 2011 00:41:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards & Loans]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2362</guid>
		<description><![CDATA[A bad credit score can hold you back from a lot of things – buying a car, owning a home, getting good insurance rates, and even from getting a job. Most of the time, your credit score isn’t the only factor that’s considered when you put in an application. Don’t be an all around bad [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/be-a-great-applicant-despite-a-bad-credit-score/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Lower Credit Consumers Are Target of Credit Card Providers</title>
		<link>http://www.creditrepair.org/lower-credit-consumers-are-target-of-credit-card-providers/</link>
		<comments>http://www.creditrepair.org/lower-credit-consumers-are-target-of-credit-card-providers/#comments</comments>
		<pubDate>Fri, 18 Nov 2011 00:32:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards & Loans]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2358</guid>
		<description><![CDATA[There is a new competition among credit card providers to garner the attention of consumers with so-so credit histories. New reports show that more credit cards have been provided to consumers with lower credit cards. TransUnion is reporting that 25.2% of new credit card accounts were opened by those who maintain scores less than 700. [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/lower-credit-consumers-are-target-of-credit-card-providers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Low Credit Scores Not Presumed to Relate to Poor Job Performance</title>
		<link>http://www.creditrepair.org/low-credit-scores-not-presumed-to-relate-to-poor-job-performance/</link>
		<comments>http://www.creditrepair.org/low-credit-scores-not-presumed-to-relate-to-poor-job-performance/#comments</comments>
		<pubDate>Sun, 13 Nov 2011 14:34:39 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2354</guid>
		<description><![CDATA[The New York Times is reporting that a new study by Louisiana State University is about to be released which shows no link between a person’s credit score and their behavior on the job. Many more employers have been jumping on the credit score bandwagon, pulling credit scores of potential job candidates as part of [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/low-credit-scores-not-presumed-to-relate-to-poor-job-performance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>TransUnion Survey Shows Consumers Not Checking 2011 Credit</title>
		<link>http://www.creditrepair.org/transunion-survey-shows-consumers-not-checking-2011-credit/</link>
		<comments>http://www.creditrepair.org/transunion-survey-shows-consumers-not-checking-2011-credit/#comments</comments>
		<pubDate>Fri, 11 Nov 2011 01:34:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Reports and Scores]]></category>
		<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2350</guid>
		<description><![CDATA[According to a survey conducted by TransUnion, the consumer credit reporting bureau, an estimated 56% of American consumers have not conducted a personal credit check during 2011. Credit scores are the core of a consumer’s financial stability and since less than half of American’s with a credit history are not following through with financial expert [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/transunion-survey-shows-consumers-not-checking-2011-credit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New York Senator Voices Concern with New Credit Reporting Agency Scores</title>
		<link>http://www.creditrepair.org/new-york-senator-voices-concern-with-new-credit-reporting-agency-scores/</link>
		<comments>http://www.creditrepair.org/new-york-senator-voices-concern-with-new-credit-reporting-agency-scores/#comments</comments>
		<pubDate>Mon, 07 Nov 2011 19:33:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Reports and Scores]]></category>
		<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2345</guid>
		<description><![CDATA[Sen. Chuck Schumer (D-NY) criticized credit reporting agencies on Sunday for newly developed scores that have little to do with credit, including the so called “Medication Adherence Score” and the “Income Insight Score.” FICO’s “Medication Adherence Score” is a method of determining a patient’s compliance with taking medication prescribed by a doctor which taps pharmacy [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/new-york-senator-voices-concern-with-new-credit-reporting-agency-scores/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Card Incentives Still Hurting Consumer Credit Scores</title>
		<link>http://www.creditrepair.org/credit-card-incentives-still-hurting-consumer-credit-scores/</link>
		<comments>http://www.creditrepair.org/credit-card-incentives-still-hurting-consumer-credit-scores/#comments</comments>
		<pubDate>Sun, 06 Nov 2011 14:14:12 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Credit Cards & Loans]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2342</guid>
		<description><![CDATA[Consider the last time you signed up for a new credit card. If one of the reasons the card became attractive to you was because of additional incentives, you’ll need to realize the impact your decisions may be having on your credit score. While the credit card industry has changed quite a bit in recent [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/credit-card-incentives-still-hurting-consumer-credit-scores/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mistake on Credit Report Led to Big Problems in Woman’s Life</title>
		<link>http://www.creditrepair.org/mistake-on-credit-report-led-to-big-problems-in-womans-life/</link>
		<comments>http://www.creditrepair.org/mistake-on-credit-report-led-to-big-problems-in-womans-life/#comments</comments>
		<pubDate>Fri, 04 Nov 2011 00:12:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit history management]]></category>
		<category><![CDATA[How to Avoid Bad Credit]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2337</guid>
		<description><![CDATA[A New York woman applied for a store credit card only to be denied the credit. The woman was surprised by the denial and subsequently ordered her credit report to investigate any credit problems that may have triggered the denial. What Rita Katz uncovered was a mistake on her credit report that was causing havoc [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/mistake-on-credit-report-led-to-big-problems-in-womans-life/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Scores of Today Quite Revealing</title>
		<link>http://www.creditrepair.org/credit-scores-of-today-quite-revealing/</link>
		<comments>http://www.creditrepair.org/credit-scores-of-today-quite-revealing/#comments</comments>
		<pubDate>Fri, 04 Nov 2011 00:09:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Reports and Scores]]></category>
		<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2333</guid>
		<description><![CDATA[A new article published at Time.com is shedding light on the various ways consumer credit reports are being used and some of the tidbits are startling. Credit scores have long been an important aspect of a consumer’s financial life. It is a credit score that can often make or break new financing decisions or credit [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/credit-scores-of-today-quite-revealing/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Potential Disadvantages of Balance Transfer Cards on Credit Score</title>
		<link>http://www.creditrepair.org/potential-disadvantages-of-balance-transfer-cards-on-credit-score/</link>
		<comments>http://www.creditrepair.org/potential-disadvantages-of-balance-transfer-cards-on-credit-score/#comments</comments>
		<pubDate>Fri, 04 Nov 2011 00:03:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards & Loans]]></category>
		<category><![CDATA[Passive Credit Repair]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2329</guid>
		<description><![CDATA[When you are considering applying for a new credit card that offers balance transfer capabilities, it is important to consider the effect the balance transfer card will have on your finances in general – specifically your credit score. In most cases, people will apply for a balance transfer credit card with the intention of relieving [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/potential-disadvantages-of-balance-transfer-cards-on-credit-score/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Texas Credit Repair Company Accused of Wrong Doing</title>
		<link>http://www.creditrepair.org/texas-credit-repair-company-accused-of-wrong-doing-3040/</link>
		<comments>http://www.creditrepair.org/texas-credit-repair-company-accused-of-wrong-doing-3040/#comments</comments>
		<pubDate>Thu, 27 Oct 2011 13:29:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Active Credit Repair]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2316</guid>
		<description><![CDATA[The Federal Trade Commission has sued a Texas company for charging fees to customers before services were rendered. The lawsuit filed by the Federal Trade Commission alleges that the Texas company, RMCN Credit Services, has been unlawfully charging prospective clients credit repair service fees before any work is performed. The FTC filed the lawsuit as [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/texas-credit-repair-company-accused-of-wrong-doing-3040/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bank of America predicts U.S.’s credit could be downgraded again</title>
		<link>http://www.creditrepair.org/bank-of-america-predicts-u-s-s-credit-could-be-downgraded-again-3041/</link>
		<comments>http://www.creditrepair.org/bank-of-america-predicts-u-s-s-credit-could-be-downgraded-again-3041/#comments</comments>
		<pubDate>Tue, 25 Oct 2011 18:04:57 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2319</guid>
		<description><![CDATA[Bank of America issued a stark prediction last Friday, asserting that the nation’s credit rating could see another downgrade before the new year. BofA Merrill stated they do not expect substantial progress from the congressional super committee charged with finding large reductions in government spending. This comes after Standard and Poor’s downgraded the U.S. from [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/bank-of-america-predicts-u-s-s-credit-could-be-downgraded-again-3041/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Better Business Bureau Warns of Increased Child Identity Fraud</title>
		<link>http://www.creditrepair.org/better-business-bureau-warns-of-increased-child-identity-fraud-3039/</link>
		<comments>http://www.creditrepair.org/better-business-bureau-warns-of-increased-child-identity-fraud-3039/#comments</comments>
		<pubDate>Mon, 24 Oct 2011 13:28:56 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2314</guid>
		<description><![CDATA[As the nation of consumers becomes more aware of the precautions necessary to protect their credit identity, now comes the news that theft of children’s social security and personal information is on the rise. The Better Business Bureau has released information about the increased urgency among parents to protect the future financial life of their [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/better-business-bureau-warns-of-increased-child-identity-fraud-3039/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New ‘Credit Repair Kit’ Provides Help for Military Families</title>
		<link>http://www.creditrepair.org/new-credit-repair-kit-provides-help-for-military-families-3038/</link>
		<comments>http://www.creditrepair.org/new-credit-repair-kit-provides-help-for-military-families-3038/#comments</comments>
		<pubDate>Fri, 21 Oct 2011 22:28:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Active Credit Repair]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Passive Credit Repair]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2301</guid>
		<description><![CDATA[For those who are pursuing a military career,  a poor credit score can be the downfall of a much anticipated promotion or the ability to obtain security clearances necessary for the job. While consumers in general need a good credit score to ensure they don’t pay extra for utility services, car insurance premiums, and loan [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/new-credit-repair-kit-provides-help-for-military-families-3038/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Employment Status Indirectly Affects Credit Score</title>
		<link>http://www.creditrepair.org/employment-status-indirectly-affects-credit-score/</link>
		<comments>http://www.creditrepair.org/employment-status-indirectly-affects-credit-score/#comments</comments>
		<pubDate>Fri, 21 Oct 2011 22:19:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Active Credit Repair]]></category>
		<category><![CDATA[Passive Credit Repair]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2299</guid>
		<description><![CDATA[While 60% of respondents to a Visa Inc survey were technically wrong when they said employment is used to calculate credit scores, they weren’t that off base. Employment status can have an impact on your credit score, even though it’s not directly included in your score. Consider the things that do affect your credit score: [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/employment-status-indirectly-affects-credit-score/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Experts Suggest ‘Healthy Paranoia’ Reduces Credit Fraud</title>
		<link>http://www.creditrepair.org/experts-suggest-healthy-paranoia-reduces-credit-fraud-3037/</link>
		<comments>http://www.creditrepair.org/experts-suggest-healthy-paranoia-reduces-credit-fraud-3037/#comments</comments>
		<pubDate>Tue, 18 Oct 2011 13:43:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit monitoring]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Passive Credit Repair]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2198</guid>
		<description><![CDATA[Many consumers are the unsuspecting victims of credit card fraud everyday. Only when they must rely on their own credit score for new credit do many find out someone else has been using their name and personal identification for criminal acts such as applying for loans or credit cards. Unfortunately, the victims of credit or [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/experts-suggest-healthy-paranoia-reduces-credit-fraud-3037/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Card APRs Remain High Even With Good Credit</title>
		<link>http://www.creditrepair.org/credit-card-aprs-remain-high-even-with-good-credit-3036/</link>
		<comments>http://www.creditrepair.org/credit-card-aprs-remain-high-even-with-good-credit-3036/#comments</comments>
		<pubDate>Sat, 15 Oct 2011 15:42:10 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2196</guid>
		<description><![CDATA[For consumers that have been working to repair credit and get finances back into a stable place will still find that applying for a new credit card will likely involve getting a high annual percentage rate despite improved credit. Creditcards.com’s October 7th survey showed that most new credit card offers come with record high APRs, [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/credit-card-aprs-remain-high-even-with-good-credit-3036/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>‘State of Credit’ Shines a Light on Consumer Credit Scores Nationwide</title>
		<link>http://www.creditrepair.org/state-of-credit-shines-a-light-on-consumer-credit-scores-nationwide-3035/</link>
		<comments>http://www.creditrepair.org/state-of-credit-shines-a-light-on-consumer-credit-scores-nationwide-3035/#comments</comments>
		<pubDate>Wed, 12 Oct 2011 17:58:47 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2187</guid>
		<description><![CDATA[Congratulations citizens of Wausau, Wisconsin! You’ve been recognized as having the nation’s highest average credit score. Conversely, citizens of Harlingen, Texas are encouraged to step it up after finding they have the lowest average at 686, the only city to dip below an average of 700. The second annual State of Credit list was provided [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/state-of-credit-shines-a-light-on-consumer-credit-scores-nationwide-3035/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Minimum Wage Jobs Hurting Credit Scores</title>
		<link>http://www.creditrepair.org/minimum-wage-jobs-hurting-credit-scores-3034/</link>
		<comments>http://www.creditrepair.org/minimum-wage-jobs-hurting-credit-scores-3034/#comments</comments>
		<pubDate>Tue, 11 Oct 2011 16:01:58 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2174</guid>
		<description><![CDATA[Job creation is on the mind of most Americans as unemployment rates remain high and credit is much harder to come by. With many politicians claiming to focus on creating more jobs, a bigger issue is that those who are working are doing so often for just minimum wage. Small-scale pay rates are not going [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/minimum-wage-jobs-hurting-credit-scores-3034/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Union Launches Free Personal Finance University</title>
		<link>http://www.creditrepair.org/credit-union-launches-free-personal-finance-university-3033/</link>
		<comments>http://www.creditrepair.org/credit-union-launches-free-personal-finance-university-3033/#comments</comments>
		<pubDate>Tue, 11 Oct 2011 01:09:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Passive Credit Repair]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2184</guid>
		<description><![CDATA[BrightStar Credit Union, based in Sunrise FL, has launched a free website university that teaches the basics of personal finance, money management, and credit to teens, students, and any adult interested in learning more about their money. The online university, BrightStarU.com, provides free courses for consumers on the subjects of saving money, understanding credit scores [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/credit-union-launches-free-personal-finance-university-3033/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Experts Pressing More Credit Education for American Youth</title>
		<link>http://www.creditrepair.org/experts-pressing-more-credit-education-for-american-youth-3032/</link>
		<comments>http://www.creditrepair.org/experts-pressing-more-credit-education-for-american-youth-3032/#comments</comments>
		<pubDate>Sat, 08 Oct 2011 16:49:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Passive Credit Repair]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2172</guid>
		<description><![CDATA[As American adults continue to worry about their own financial stability, financial experts are increasing their push for more personal financial education among the nation’s youth. With the start of the 2011/2012 school year, educators and money experts are increasing the amount of education kids get about their own credit and money matters. Lawmakers have [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/experts-pressing-more-credit-education-for-american-youth-3032/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Italy’s credit rating downgraded again</title>
		<link>http://www.creditrepair.org/italys-credit-rating-downgraded-again-3031/</link>
		<comments>http://www.creditrepair.org/italys-credit-rating-downgraded-again-3031/#comments</comments>
		<pubDate>Thu, 06 Oct 2011 00:49:34 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2163</guid>
		<description><![CDATA[For the second time in the past month, Italy’s credit rating has been downgraded, dealing a blow to an already struggling Euro. Moody’s, a multi-national credit rating agency, reduced Italy’s rating three notches to an “A2” from an “AA2” and has assigned a “negative outlook” on the country’s financial future. Standard &#38; Poor’s, which received [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/italys-credit-rating-downgraded-again-3031/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Strategies, Timing and Formatting – Ultimate Guide to Credit Repair Letters</title>
		<link>http://www.creditrepair.org/strategies-timing-and-formatting-ultimate-guide-to-credit-repair-letters/</link>
		<comments>http://www.creditrepair.org/strategies-timing-and-formatting-ultimate-guide-to-credit-repair-letters/#comments</comments>
		<pubDate>Tue, 27 Sep 2011 00:44:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Active Credit Repair]]></category>
		<category><![CDATA[Editor Lists]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2149</guid>
		<description><![CDATA[Your credit score plays a crucial role in any of your future financial pursuits, which is why it is important to actively work on establishing and maintaining good credit. For some, this may involve implementing credit repair strategies and CreditRepair.org helps you do just that! Check out the following articles that elaborate on how to [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/strategies-timing-and-formatting-ultimate-guide-to-credit-repair-letters/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Low Rates for Mortgages But Lower Approval Rates is Reality</title>
		<link>http://www.creditrepair.org/low-rates-for-mortgages-but-lower-approval-rates-is-reality-3030/</link>
		<comments>http://www.creditrepair.org/low-rates-for-mortgages-but-lower-approval-rates-is-reality-3030/#comments</comments>
		<pubDate>Mon, 19 Sep 2011 14:36:16 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2137</guid>
		<description><![CDATA[In the last few years, mortgage rates have been rocky and the entire housing market has suffered several blows. Borrowers were defaulting more than ever on their mortgage payments and consumers really began to worry about homeownership feasibility. Today, the mortgage rates are actually at their lowest than they have been for the past 60 [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/low-rates-for-mortgages-but-lower-approval-rates-is-reality-3030/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Tax Cheats Affect Nation</title>
		<link>http://www.creditrepair.org/tax-cheats-affect-nation-3029/</link>
		<comments>http://www.creditrepair.org/tax-cheats-affect-nation-3029/#comments</comments>
		<pubDate>Fri, 16 Sep 2011 18:35:45 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2135</guid>
		<description><![CDATA[Those inclined to cheat the system in order to benefit their own personal financial situation are getting more creative in their endeavors. Last week a woman from Los Angeles CA had pled guilty to defrauding the Internal Revenue Service but ultimately got caught in her deception and will face stiff charges filed against her. The [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/tax-cheats-affect-nation-3029/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Experts Warn Against Sharing Good Credit Scores with the Unworthy</title>
		<link>http://www.creditrepair.org/experts-warn-against-sharing-good-credit-scores-with-the-unworthy-3027/</link>
		<comments>http://www.creditrepair.org/experts-warn-against-sharing-good-credit-scores-with-the-unworthy-3027/#comments</comments>
		<pubDate>Mon, 12 Sep 2011 15:45:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Defaults & bad records]]></category>
		<category><![CDATA[How to Avoid Bad Credit]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Good]]></category>
		<category><![CDATA[score]]></category>
		<category><![CDATA[status]]></category>
		<category><![CDATA[today]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2092</guid>
		<description><![CDATA[There are many consumers who have less-than-perfect credit scores these days thanks to the many economic problems facing Americans. However, experts are appealing to those that have been able to maintain their good credit profile not to share their good financial status with others in need. Since credit scores are used by nearly every industry [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/experts-warn-against-sharing-good-credit-scores-with-the-unworthy-3027/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Duo Cards About to Make Debut</title>
		<link>http://www.creditrepair.org/duo-cards-about-to-make-debut-3026/</link>
		<comments>http://www.creditrepair.org/duo-cards-about-to-make-debut-3026/#comments</comments>
		<pubDate>Fri, 09 Sep 2011 15:42:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards & Loans]]></category>
		<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[consumer]]></category>
		<category><![CDATA[Duo]]></category>
		<category><![CDATA[kind]]></category>
		<category><![CDATA[line]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2089</guid>
		<description><![CDATA[A new kind of credit card is set to draw consumer interest soon. The US Fifth Third Bank has announced its plan to introduce a new kind of credit card on the market for the first time. The card, dubbed the Duo Card, will combine both debit and credit card accounts on one plastic card. [...]]]></description>
		<wfw:commentRss>http://www.creditrepair.org/duo-cards-about-to-make-debut-3026/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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