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	<title>Credit Repair</title>
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	<description>Defining Your Credit Repair Strategy</description>
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		<title>Rude People Have Better Credit?</title>
		<link>http://www.creditrepair.org/rude-people-have-better-credit/</link>
		<comments>http://www.creditrepair.org/rude-people-have-better-credit/#comments</comments>
		<pubDate>Mon, 12 Mar 2012 18:12:18 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2854</guid>
		<description><![CDATA[Impatient people have lower credit scores according to a study released in December 2011. But, new data shows a correlation between rudeness and high credit scores. According to a Huffington Post article, some of the rudest cities in the nation are also homes to consumers with the highest credit scores. Based on an annual survey [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>FTC Gives More Guidance on Expired Debts</title>
		<link>http://www.creditrepair.org/ftc-gives-more-guidance-on-expired-debts/</link>
		<comments>http://www.creditrepair.org/ftc-gives-more-guidance-on-expired-debts/#comments</comments>
		<pubDate>Tue, 14 Feb 2012 18:56:47 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2808</guid>
		<description><![CDATA[Debt collectors routinely try to collect on debts that they know would not be enforceable in court. They may even try to get you to restart the debt by making a partial payment or by transferring the old debt to a new credit card. But, in a lawsuit settlement with one of the biggest debt [...]]]></description>
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		<title>Consumer Credit Use May Indicate Better Economy</title>
		<link>http://www.creditrepair.org/consumer-credit-use-may-indicate-better-economy/</link>
		<comments>http://www.creditrepair.org/consumer-credit-use-may-indicate-better-economy/#comments</comments>
		<pubDate>Sat, 11 Feb 2012 19:10:22 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2803</guid>
		<description><![CDATA[The Federal Reserve released its monthly report for December outlining the use of consumer credit. It appears the percentage of consumers borrowing outside of mortgages has actually gone up for the month. The month of November also showed an increase making the two month span the highest rise in consumer credit borrowing in the past [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Timely Rent Payments to Impact Credit Scores</title>
		<link>http://www.creditrepair.org/timely-rent-payments-to-impact-credit-scores/</link>
		<comments>http://www.creditrepair.org/timely-rent-payments-to-impact-credit-scores/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 19:03:30 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Passive Credit Repair]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2775</guid>
		<description><![CDATA[New credit reporting tactics mean that rent payments may now have an impact on your credit score. So if you haven’t been faithful about making timely payments because they’re not reported to the bureaus, it’s time to change that habit. In June 2010, Experian purchased RentBureau, a rental reporting agency that collected rental payment information. [...]]]></description>
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		<title>Consumers Encouraged to Use Credit Cards Over Debit</title>
		<link>http://www.creditrepair.org/consumers-encouraged-to-use-credit-cards-over-debit/</link>
		<comments>http://www.creditrepair.org/consumers-encouraged-to-use-credit-cards-over-debit/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 21:53:33 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2766</guid>
		<description><![CDATA[There have been a lot of news headlines over the recently released card by Suze Orman, personal finance expert. Many consumers believe using debit cards keeps them out of debt and avoids high interest rates. However, if you are intent on repairing your credit score, using a card is a wiser move to make but [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>Financial Experts Advise Caution with Zero-Percent Balance Transfer Credit Cards</title>
		<link>http://www.creditrepair.org/financial-experts-advise-caution-with-zero-percent-balance-transfer-credit-cards/</link>
		<comments>http://www.creditrepair.org/financial-experts-advise-caution-with-zero-percent-balance-transfer-credit-cards/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 01:27:53 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Credit Cards & Loans]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2761</guid>
		<description><![CDATA[Now that the spending holidays have passed, there is a lot of consumer concern about eliminating the debts incurred on cards and starting credit repair initiatives. For consumers that overspent and now face the inability of being able to repay their debts, it is important to explore debt relief options before choosing one, especially for [...]]]></description>
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		<title>Pursuing the Perfect Credit Score</title>
		<link>http://www.creditrepair.org/pursuing-the-perfect-credit-score/</link>
		<comments>http://www.creditrepair.org/pursuing-the-perfect-credit-score/#comments</comments>
		<pubDate>Fri, 27 Jan 2012 23:19:50 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2753</guid>
		<description><![CDATA[There are several news stories this week pertaining to a consumer’s quest to achieve the best credit score. Currently, lenders have set their standards for good credit scores around 730. Those that hold a score of 730 or higher are assured in getting the best options when it comes to financing a loan, obtaining car [...]]]></description>
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		<title>Restart Old Debt in Exchange for New Credit Card?</title>
		<link>http://www.creditrepair.org/restart-old-debt-in-exchange-for-new-credit-card/</link>
		<comments>http://www.creditrepair.org/restart-old-debt-in-exchange-for-new-credit-card/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 14:22:37 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Credit Cards & Loans]]></category>
		<category><![CDATA[Passive Credit Repair]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2727</guid>
		<description><![CDATA[People struggling with bad credit know how difficult it is to get approved for a new card. But what if you were given the chance to open a new card with the agreement that you’d pay off an old debt? Would you accept the offer? In December 2011, the Wall Street Journal reported a credit [...]]]></description>
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		<title>Credit Repair Services &#8211; Consider the Fine Print</title>
		<link>http://www.creditrepair.org/credit-repair-services-consider-the-fine-print/</link>
		<comments>http://www.creditrepair.org/credit-repair-services-consider-the-fine-print/#comments</comments>
		<pubDate>Sat, 14 Jan 2012 14:54:35 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Active Credit Repair]]></category>
		<category><![CDATA[Professional services]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2719</guid>
		<description><![CDATA[When you contemplate signing up with a credit repair agency in an effort to reset your financial priorities and boost your credit score, you need to know what you are getting yourself into for the long haul. Not all agencies claiming to help your score are operating on the up-and-up. Many are just in it [...]]]></description>
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		<title>New California Law Prohibits Employers from Denying Job Applicants Based on Credit History</title>
		<link>http://www.creditrepair.org/new-california-law-prohibits-employers-from-denying-job-applicants-based-on-credit-history/</link>
		<comments>http://www.creditrepair.org/new-california-law-prohibits-employers-from-denying-job-applicants-based-on-credit-history/#comments</comments>
		<pubDate>Tue, 03 Jan 2012 23:17:45 +0000</pubDate>
		<dc:creator>creditrepair</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditrepair.org/?p=2704</guid>
		<description><![CDATA[Following precedent set in Illinois, Washington and Maryland among others, California has enacted a law prohibiting employers from rejecting job applicants based on their credit profiles. Taking effect on Jan. 1, Assembly Bill 22 took more than three years to come to fruition, with the two prior attempts being vetoed by former Gov. Arnold Schwarzenegger. [...]]]></description>
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