Professional services

You’ve put forth a lot of work in repairing your credit. You have filed your disputes with the credit reporting bureaus. You figure you have it all taken care of until weeks pass by and you have received no reply from the credit bureaus.

Credit bureaus have the legal obligation to reply to your correspondence within a 30 day time frame. The Fair Credit Reporting Act states that the bureaus must have their investigation completed on your behalf within four weeks. In some cases things do not go as planned. So what do you do now? Read more…

As lenders continue to implement more aggressive qualifications for loan approval, consumers must be diligent in maintaining or improving their credit history and credit score.  What may have been considered a good score a few years ago simply will not do the trick in today’s economy if you are shopping for a loan.  In some cases your credit may be good enough to qualify for a loan but at higher interest rates than those offered to individuals with even better credit.  Lenders are not the only people considering your credit history; insurance companies and employers also consider how you have managed your finances in the past when reviewing applications.  If you have bad credit, your first priority to better improve your personal finances is credit repair.  There are plenty of ways to achieve this goal with one of your options being a credit repair company. Read more…